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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,902 | $115,814-70.7% | $101,275-66.5% | $158,982-78.7% |
| Participation rate | 66.7% | 79.4%-12.7pp | 75.8%-9.1pp | 82.0%-15.3pp |
| Annual return | 20.44% | 56.16%-35.7pp | 46.48%-26.0pp | 302.99%-282.5pp |
| Employer contribution / active EE | $1,661 | $4,176-60.2% | $3,660-54.6% | $4,763-65.1% |
| Participant deferral / active EE | $13,847 | $4,958+179.3% | $4,371+216.8% | $5,983+131.4% |
| Admin fee / account holder | $115 | $7,249-98.4% | $5,948-98.1% | $11,252-99.0% |