Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,163 | $108,701-59.4% | $74,723-40.9% | $152,909-71.1% |
| Participation rate | 37.5% | 65.4%-27.9pp | 54.5%-17.0pp | 82.5%-45.0pp |
| Annual return | 25.78% | 114.12%-88.3pp | 753.18%-727.4pp | 345.46%-319.7pp |
| Employer contribution / active EE | $0 | $1,504-100.0% | $1,084-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $5,353 | $2,709+97.6% | $1,962+172.9% | $5,851-8.5% |
| Admin fee / account holder | $585 | $4,906-88.1% | $3,335-82.5% | $11,601-95.0% |