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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,029 | $115,903-5.1% | $100,528+9.5% | $158,966-30.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 19.95% | 34.80%-14.9pp | 30.90%-10.9pp | 302.95%-283.0pp |
| Employer contribution / active EE | $12,539 | $4,105+205.4% | $3,419+266.8% | $4,762+163.3% |
| Participant deferral / active EE | $13,041 | $6,677+95.3% | $6,271+107.9% | $5,983+118.0% |
| Admin fee / account holder | $1,366 | $11,000-87.6% | $8,084-83.1% | $11,250-87.9% |