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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,312 | $135,956+34.1% | $123,894+47.2% | $273,972-33.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 5.27% | 56.63%-51.4pp | 47.52%-42.2pp | 41.46%-36.2pp |
| Employer contribution / active EE | $2,630 | $5,170-49.1% | $4,617-43.0% | $4,869-46.0% |
| Participant deferral / active EE | $8,171 | $6,343+28.8% | $5,984+36.5% | $5,287+54.5% |
| Admin fee / account holder | $15,704 | $9,817+60.0% | $8,357+87.9% | $10,133+55.0% |