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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,018 | $88,754-57.2% | $81,820-53.5% | $145,877-73.9% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 16.88% | 1031.77%-1014.9pp | 777.93%-761.1pp | 551.28%-534.4pp |
| Employer contribution / active EE | $1,508 | $3,085-51.1% | $2,915-48.3% | $4,663-67.7% |
| Participant deferral / active EE | $5,107 | $4,648+9.9% | $4,323+18.1% | $6,691-23.7% |
| Admin fee / account holder | $142 | $8,424-98.3% | $7,391-98.1% | $13,402-98.9% |