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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,018 | $88,710-57.1% | $81,783-53.5% | $145,959-74.0% |
| Participation rate | 66.7% | 75.0%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 16.88% | 1027.26%-1010.4pp | 775.05%-758.2pp | 561.95%-545.1pp |
| Employer contribution / active EE | $1,508 | $3,083-51.1% | $2,913-48.2% | $4,661-67.6% |
| Participant deferral / active EE | $5,107 | $4,645+10.0% | $4,320+18.2% | $6,689-23.6% |
| Admin fee / account holder | $142 | $8,407-98.3% | $7,380-98.1% | $13,398-98.9% |