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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,760 | $81,870-85.6% | $119,634-90.2% | $68,490-82.8% |
| Participation rate | 75.0% | 71.9%+3.1pp | 79.3%-4.3pp | 67.9%+7.1pp |
| Annual return | -17.43% | -23.82%+6.4pp | -14.98%-2.5pp | -7.85%-9.6pp |
| Employer contribution / active EE | $1,193 | $2,692-55.7% | $4,232-71.8% | $2,597-54.0% |
| Participant deferral / active EE | $2,448 | $4,148-41.0% | $5,601-56.3% | $4,028-39.2% |
| Admin fee / account holder | $1,395 | $6,583-78.8% | $10,329-86.5% | $5,403-74.2% |