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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,541 | $98,766-74.1% | $149,730-82.9% | $79,852-68.0% |
| Participation rate | 91.2% | 75.8%+15.4pp | 82.5%+8.7pp | 69.6%+21.5pp |
| Annual return | 41.91% | 27.43%+14.5pp | 276.70%-234.8pp | 31.72%+10.2pp |
| Employer contribution / active EE | $4,253 | $3,217+32.2% | $4,645-8.5% | $2,471+72.1% |
| Participant deferral / active EE | $8,588 | $5,681+51.2% | $6,843+25.5% | $3,740+129.6% |
| Admin fee / account holder | $673 | $6,052-88.9% | $9,310-92.8% | $5,306-87.3% |