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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,552 | $81,331-76.0% | $155,534-87.4% | $80,935-75.8% |
| Participation rate | 59.6% | 66.3%-6.7pp | 78.2%-18.6pp | 67.7%-8.1pp |
| Annual return | 20.56% | 33.37%-12.8pp | 64.92%-44.4pp | 35.66%-15.1pp |
| Employer contribution / active EE | $1,203 | $3,105-61.3% | $4,675-74.3% | $2,757-56.4% |
| Participant deferral / active EE | $3,040 | $3,454-12.0% | $5,630-46.0% | $4,299-29.3% |
| Admin fee / account holder | $341 | $7,999-95.7% | $15,900-97.9% | $6,924-95.1% |