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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,326 | $175,231-96.4% | $149,696-95.8% | $139,466-95.5% |
| Participation rate | 72.7% | 83.4%-10.7pp | 78.8%-6.0pp | 80.3%-7.6pp |
| Annual return | 42.33% | 166.77%-124.4pp | 134.46%-92.1pp | 373.66%-331.3pp |
| Employer contribution / active EE | $1,599 | $5,478-70.8% | $4,821-66.8% | $4,754-66.4% |
| Participant deferral / active EE | $2,118 | $6,521-67.5% | $5,682-62.7% | $6,712-68.4% |
| Admin fee / account holder | $470 | $16,155-97.1% | $13,212-96.4% | $11,409-95.9% |