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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,785 | $183,516-95.8% | $155,534-95.0% | $145,884-94.7% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 14.37% | 61.43%-47.1pp | 64.92%-50.5pp | 551.85%-537.5pp |
| Employer contribution / active EE | $1,178 | $5,315-77.8% | $4,675-74.8% | $4,662-74.7% |
| Participant deferral / active EE | $2,000 | $6,467-69.1% | $5,630-64.5% | $6,690-70.1% |
| Admin fee / account holder | $982 | $19,293-94.9% | $15,900-93.8% | $13,392-92.7% |