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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,256 | $54,763-63.0% | $90,324-77.6% | $72,976-72.2% |
| Participation rate | 20.4% | 65.2%-44.8pp | 73.3%-52.9pp | 69.5%-49.1pp |
| Annual return | 23.64% | 30.63%-7.0pp | 78.15%-54.5pp | 81.02%-57.4pp |
| Employer contribution / active EE | $629 | $2,093-70.0% | $2,856-78.0% | $2,440-74.2% |
| Participant deferral / active EE | $968 | $2,887-66.5% | $3,885-75.1% | $3,608-73.2% |
| Admin fee / account holder | $183 | $3,973-95.4% | $5,356-96.6% | $5,124-96.4% |