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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,791 | $152,597-75.9% | $117,533-68.7% | $134,532-72.7% |
| Participation rate | 84.2% | 77.1%+7.1pp | 70.6%+13.6pp | 81.2%+3.0pp |
| Annual return | -20.56% | 53.04%-73.6pp | 29.77%-50.3pp | 418.27%-438.8pp |
| Employer contribution / active EE | $1,684 | $5,576-69.8% | $4,179-59.7% | $4,741-64.5% |
| Participant deferral / active EE | $9,121 | $4,821+89.2% | $4,072+124.0% | $6,401+42.5% |
| Admin fee / account holder | $905 | $7,007-87.1% | $5,647-84.0% | $11,429-92.1% |