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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,403 | $88,585-97.3% | $69,884-96.6% | $134,532-98.2% |
| Participation rate | 75.0% | 74.9%+0.1pp | 70.5%+4.5pp | 81.2%-6.2pp |
| Annual return | -19.41% | 442.80%-462.2pp | 190.81%-210.2pp | 418.27%-437.7pp |
| Employer contribution / active EE | $709 | $3,235-78.1% | $2,560-72.3% | $4,741-85.0% |
| Participant deferral / active EE | $1,343 | $4,770-71.8% | $3,848-65.1% | $6,401-79.0% |
| Admin fee / account holder | $1,011 | $10,441-90.3% | $6,266-83.9% | $11,429-91.2% |