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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,421 | $105,200+101.9% | $159,474+33.2% | $85,847+147.4% |
| Participation rate | 96.2% | 75.8%+20.4pp | 82.8%+13.3pp | 69.3%+26.8pp |
| Annual return | 12.07% | 45.08%-33.0pp | 263.68%-251.6pp | 318.61%-306.5pp |
| Employer contribution / active EE | $9,511 | $3,319+186.6% | $4,831+96.9% | $2,565+270.8% |
| Participant deferral / active EE | $15,963 | $5,946+168.5% | $7,353+117.1% | $3,952+303.9% |
| Admin fee / account holder | $33,749 | $6,934+386.7% | $10,802+212.4% | $6,261+439.1% |