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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,452 | $183,516-93.8% | $155,534-92.6% | $145,884-92.1% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 15.50% | 61.43%-45.9pp | 64.92%-49.4pp | 551.85%-536.3pp |
| Employer contribution / active EE | $2,336 | $5,315-56.0% | $4,675-50.0% | $4,662-49.9% |
| Participant deferral / active EE | $3,967 | $6,467-38.7% | $5,630-29.5% | $6,690-40.7% |
| Admin fee / account holder | $1,117 | $19,293-94.2% | $15,900-93.0% | $13,392-91.7% |