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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,400 | $165,381-26.0% | $149,730-18.3% | $158,966-23.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 21.52% | 348.29%-326.8pp | 276.70%-255.2pp | 302.95%-281.4pp |
| Employer contribution / active EE | $1,916 | $5,104-62.5% | $4,645-58.8% | $4,762-59.8% |
| Participant deferral / active EE | $13,145 | $7,182+83.0% | $6,843+92.1% | $5,983+119.7% |
| Admin fee / account holder | $723 | $10,809-93.3% | $9,310-92.2% | $11,250-93.6% |