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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,479 | $167,362-94.9% | $143,799-94.1% | $134,532-93.7% |
| Participation rate | 62.5% | 84.8%-22.3pp | 80.3%-17.8pp | 81.2%-18.7pp |
| Annual return | -23.74% | 0.47%-24.2pp | -0.04%-23.7pp | 418.27%-442.0pp |
| Employer contribution / active EE | $1,403 | $5,620-75.0% | $4,952-71.7% | $4,741-70.4% |
| Participant deferral / active EE | $2,564 | $6,447-60.2% | $5,638-54.5% | $6,401-59.9% |
| Admin fee / account holder | $174 | $18,094-99.0% | $14,677-98.8% | $11,429-98.5% |