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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,385 | $202,342-87.5% | $172,752-85.3% | $152,897-83.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 8.41% | 1029.83%-1021.4pp | 802.97%-794.6pp | 345.43%-337.0pp |
| Employer contribution / active EE | $2,138 | $5,858-63.5% | $5,144-58.4% | $4,764-55.1% |
| Participant deferral / active EE | $8,735 | $5,948+46.8% | $5,198+68.1% | $5,851+49.3% |
| Admin fee / account holder | $137,668 | $17,111+704.6% | $13,955+886.5% | $11,599+1086.9% |