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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,505 | $154,365-91.9% | $130,231-90.4% | $139,466-91.0% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.3%+23.7pp | 80.3%+19.7pp |
| Annual return | 149.19% | 30.53%+118.7pp | 38.86%+110.3pp | 373.66%-224.5pp |
| Employer contribution / active EE | $4,086 | $5,170-21.0% | $4,126-1.0% | $4,754-14.1% |
| Participant deferral / active EE | $18,587 | $8,498+118.7% | $6,799+173.4% | $6,712+176.9% |
| Admin fee / account holder | $1,491 | $9,214-83.8% | $6,020-75.2% | $11,409-86.9% |