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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,387 | $155,555-90.1% | $146,866-89.5% | $155,188-90.1% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.5%+7.5pp | 80.8%+9.2pp |
| Annual return | 25.69% | 115.41%-89.7pp | 102.85%-77.2pp | 148.84%-123.1pp |
| Employer contribution / active EE | $2,239 | $4,647-51.8% | $4,425-49.4% | $4,248-47.3% |
| Participant deferral / active EE | $5,105 | $8,044-36.5% | $7,759-34.2% | $6,531-21.8% |
| Admin fee / account holder | $603 | $14,755-95.9% | $13,620-95.6% | $14,480-95.8% |