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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,606 | $109,411-94.0% | $89,435-92.6% | $158,982-95.8% |
| Participation rate | 42.9% | 74.3%-31.4pp | 68.0%-25.1pp | 82.0%-39.1pp |
| Annual return | 70.89% | 345.68%-274.8pp | 245.55%-174.7pp | 302.99%-232.1pp |
| Employer contribution / active EE | $740 | $3,173-76.7% | $2,587-71.4% | $4,763-84.5% |
| Participant deferral / active EE | $2,050 | $4,600-55.4% | $3,890-47.3% | $5,983-65.7% |
| Admin fee / account holder | $17 | $6,159-99.7% | $4,884-99.6% | $11,252-99.8% |