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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,209 | $148,623-63.5% | $135,974-60.1% | $139,466-61.1% |
| Participation rate | 95.0% | 83.9%+11.1pp | 81.9%+13.1pp | 80.3%+14.7pp |
| Annual return | 21.46% | 79.30%-57.8pp | 68.30%-46.8pp | 373.66%-352.2pp |
| Employer contribution / active EE | $4,005 | $5,246-23.7% | $4,859-17.6% | $4,754-15.7% |
| Participant deferral / active EE | $7,879 | $8,103-2.8% | $7,760+1.5% | $6,712+17.4% |
| Admin fee / account holder | $1,745 | $12,406-85.9% | $10,767-83.8% | $11,409-84.7% |