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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,209 | $148,582-63.5% | $135,942-60.1% | $139,456-61.1% |
| Participation rate | 95.0% | 83.9%+11.1pp | 81.9%+13.1pp | 80.3%+14.7pp |
| Annual return | 21.46% | 79.26%-57.8pp | 68.28%-46.8pp | 373.45%-352.0pp |
| Employer contribution / active EE | $4,005 | $5,245-23.6% | $4,858-17.5% | $4,753-15.7% |
| Participant deferral / active EE | $7,879 | $8,101-2.7% | $7,759+1.5% | $6,711+17.4% |
| Admin fee / account holder | $1,745 | $12,402-85.9% | $10,764-83.8% | $11,407-84.7% |