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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,898 | $199,109-24.7% | $173,730-13.7% | $154,746-3.1% |
| Participation rate | 60.0% | 82.8%-22.8pp | 79.6%-19.6pp | 80.7%-20.7pp |
| Annual return | 14.23% | 20.02%-5.8pp | 19.96%-5.7pp | 172.34%-158.1pp |
| Employer contribution / active EE | $2,218 | $5,311-58.2% | $4,577-51.5% | $4,379-49.3% |
| Participant deferral / active EE | $5,148 | $7,113-27.6% | $6,326-18.6% | $6,730-23.5% |
| Admin fee / account holder | $371 | $20,916-98.2% | $17,523-97.9% | $14,365-97.4% |