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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,898 | $254,759-41.2% | $216,567-30.8% | $198,609-24.5% |
| Participation rate | 60.0% | 84.5%-24.5pp | 81.6%-21.6pp | 82.4%-22.4pp |
| Annual return | 14.23% | 10.04%+4.2pp | 12.94%+1.3pp | 202.70%-188.5pp |
| Employer contribution / active EE | $2,218 | $6,096-63.6% | $5,216-57.5% | $5,055-56.1% |
| Participant deferral / active EE | $5,148 | $6,948-25.9% | $6,191-16.8% | $6,977-26.2% |
| Admin fee / account holder | $371 | $26,311-98.6% | $21,981-98.3% | $19,030-98.0% |