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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,409 | $185,312-61.5% | $161,489-55.8% | $154,746-53.9% |
| Participation rate | 70.6% | 82.5%-11.9pp | 78.7%-8.1pp | 80.7%-10.1pp |
| Annual return | 13.11% | 103.84%-90.7pp | 89.72%-76.6pp | 172.34%-159.2pp |
| Employer contribution / active EE | $2,949 | $4,769-38.2% | $4,268-30.9% | $4,379-32.7% |
| Participant deferral / active EE | $5,862 | $6,350-7.7% | $5,630+4.1% | $6,730-12.9% |
| Admin fee / account holder | $20,264 | $18,654+8.6% | $16,006+26.6% | $14,365+41.1% |