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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,409 | $172,111-58.5% | $150,298-52.5% | $137,256-48.0% |
| Participation rate | 70.6% | 81.7%-11.1pp | 77.8%-7.2pp | 80.0%-9.4pp |
| Annual return | 13.11% | 69.37%-56.3pp | 62.79%-49.7pp | 220.34%-207.2pp |
| Employer contribution / active EE | $2,949 | $4,636-36.4% | $4,154-29.0% | $4,156-29.0% |
| Participant deferral / active EE | $5,862 | $6,166-4.9% | $5,453+7.5% | $6,407-8.5% |
| Admin fee / account holder | $20,264 | $16,471+23.0% | $14,116+43.6% | $12,270+65.2% |