Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,621 | $95,580-54.4% | $76,872-43.3% | $139,466-68.7% |
| Participation rate | 60.0% | 74.0%-14.0pp | 69.6%-9.6pp | 80.3%-20.3pp |
| Annual return | 8.35% | 55.00%-46.6pp | 37.90%-29.6pp | 373.66%-365.3pp |
| Employer contribution / active EE | $0 | $3,145-100.0% | $2,533-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $752 | $4,623-83.7% | $3,832-80.4% | $6,712-88.8% |
| Admin fee / account holder | $1,986 | $8,302-76.1% | $5,476-63.7% | $11,409-82.6% |