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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,887 | $165,399-50.5% | $149,745-45.3% | $158,982-48.5% |
| Participation rate | 42.1% | 84.6%-42.5pp | 82.5%-40.4pp | 82.0%-39.9pp |
| Annual return | 17.58% | 348.34%-330.8pp | 276.72%-259.1pp | 302.99%-285.4pp |
| Employer contribution / active EE | $1,285 | $5,105-74.8% | $4,646-72.3% | $4,763-73.0% |
| Participant deferral / active EE | $4,102 | $7,183-42.9% | $6,843-40.1% | $5,983-31.5% |
| Admin fee / account holder | $6,799 | $10,811-37.1% | $9,312-27.0% | $11,252-39.6% |