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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,972 | $72,426-90.4% | $67,560-89.7% | $145,897-95.2% |
| Participation rate | 66.7% | 76.9%-10.2pp | 72.9%-6.3pp | 80.3%-13.6pp |
| Annual return | 18.67% | 7226.78%-7208.1pp | 3533.50%-3514.8pp | 552.29%-533.6pp |
| Employer contribution / active EE | $1,431 | $3,074-53.4% | $2,737-47.7% | $4,663-69.3% |
| Participant deferral / active EE | $2,259 | $4,785-52.8% | $4,004-43.6% | $6,689-66.2% |
| Admin fee / account holder | $256 | $5,514-95.4% | $3,994-93.6% | $13,390-98.1% |