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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,972 | $72,446-90.4% | $67,561-89.7% | $145,877-95.2% |
| Participation rate | 66.7% | 76.9%-10.2pp | 72.9%-6.2pp | 80.3%-13.6pp |
| Annual return | 18.67% | 7211.98%-7193.3pp | 3525.44%-3506.8pp | 551.28%-532.6pp |
| Employer contribution / active EE | $1,431 | $3,072-53.4% | $2,735-47.7% | $4,663-69.3% |
| Participant deferral / active EE | $2,259 | $4,785-52.8% | $4,003-43.6% | $6,691-66.2% |
| Admin fee / account holder | $256 | $5,541-95.4% | $4,006-93.6% | $13,402-98.1% |