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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,400 | $98,776-91.5% | $149,745-94.4% | $79,856-89.5% |
| Participation rate | 81.1% | 75.8%+5.3pp | 82.5%-1.4pp | 69.6%+11.4pp |
| Annual return | 17.40% | 27.38%-10.0pp | 276.72%-259.3pp | 31.71%-14.3pp |
| Employer contribution / active EE | $2,083 | $3,217-35.2% | $4,646-55.2% | $2,471-15.7% |
| Participant deferral / active EE | $4,884 | $5,681-14.0% | $6,843-28.6% | $3,741+30.6% |
| Admin fee / account holder | $1,467 | $6,053-75.8% | $9,312-84.2% | $5,306-72.4% |