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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,288 | $107,809+143.3% | $90,657+189.3% | $135,380+93.7% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -2.09% | -0.90%-1.2pp | 1.89%-4.0pp | 519.81%-521.9pp |
| Employer contribution / active EE | $743 | $3,018-75.4% | $2,532-70.7% | $4,779-84.5% |
| Participant deferral / active EE | $8,618 | $3,872+122.6% | $3,424+151.7% | $5,609+53.6% |
| Admin fee / account holder | $3,128 | $5,931-47.3% | $4,994-37.4% | $10,828-71.1% |