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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,658 | $65,367-51.6% | $92,915-65.9% | $72,976-56.6% |
| Participation rate | 64.0% | 68.3%-4.3pp | 76.0%-12.0pp | 69.5%-5.5pp |
| Annual return | 41.16% | 42.11%-1.0pp | 109.45%-68.3pp | 81.02%-39.9pp |
| Employer contribution / active EE | $1,655 | $2,594-36.2% | $3,653-54.7% | $2,440-32.2% |
| Participant deferral / active EE | $4,581 | $3,128+46.4% | $4,238+8.1% | $3,608+27.0% |
| Admin fee / account holder | $685 | $4,251-83.9% | $5,796-88.2% | $5,124-86.6% |