Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,363 | $78,670-79.2% | $109,173-85.0% | $85,847-80.9% |
| Participation rate | 45.3% | 68.3%-23.0pp | 75.9%-30.6pp | 69.3%-24.0pp |
| Annual return | 16.96% | 25.09%-8.1pp | 25.75%-8.8pp | 318.61%-301.6pp |
| Employer contribution / active EE | $1,026 | $2,734-62.5% | $3,723-72.4% | $2,565-60.0% |
| Participant deferral / active EE | $2,124 | $3,467-38.7% | $4,654-54.4% | $3,952-46.3% |
| Admin fee / account holder | $3,006 | $5,469-45.0% | $6,755-55.5% | $6,261-52.0% |