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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,344 | $176,105-61.2% | $159,474-57.1% | $167,536-59.2% |
| Participation rate | 88.9% | 85.0%+3.9pp | 82.8%+6.1pp | 82.1%+6.8pp |
| Annual return | 14.04% | 331.91%-317.9pp | 263.68%-249.6pp | 478.82%-464.8pp |
| Employer contribution / active EE | $3,254 | $5,299-38.6% | $4,831-32.6% | $4,839-32.8% |
| Participant deferral / active EE | $10,879 | $7,751+40.3% | $7,353+47.9% | $6,342+71.5% |
| Admin fee / account holder | $13,899 | $12,559+10.7% | $10,802+28.7% | $12,315+12.9% |