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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,208 | $148,629-83.0% | $135,982-81.5% | $139,487-81.9% |
| Participation rate | 86.7% | 83.9%+2.8pp | 81.9%+4.7pp | 80.3%+6.3pp |
| Annual return | 33.94% | 79.33%-45.4pp | 68.32%-34.4pp | 373.84%-339.9pp |
| Employer contribution / active EE | $2,804 | $5,247-46.5% | $4,859-42.3% | $4,755-41.0% |
| Participant deferral / active EE | $5,187 | $8,102-36.0% | $7,760-33.2% | $6,713-22.7% |
| Admin fee / account holder | $3,688 | $12,406-70.3% | $10,767-65.8% | $11,407-67.7% |