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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,615 | $93,598-56.6% | $135,974-70.1% | $75,173-46.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 55.34% | 30.89%+24.4pp | 68.30%-13.0pp | 160.72%-105.4pp |
| Employer contribution / active EE | $4,195 | $3,538+18.6% | $4,859-13.7% | $2,671+57.1% |
| Participant deferral / active EE | $7,709 | $6,405+20.3% | $7,760-0.7% | $4,126+86.8% |
| Admin fee / account holder | $1,690 | $6,978-75.8% | $10,767-84.3% | $5,651-70.1% |