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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,372 | $89,370-38.0% | $141,197-60.8% | $72,976-24.1% |
| Participation rate | 70.0% | 75.1%-5.1pp | 82.5%-12.5pp | 69.5%+0.5pp |
| Annual return | 28.46% | 111.88%-83.4pp | 71.41%-42.9pp | 81.02%-52.6pp |
| Employer contribution / active EE | $7,544 | $3,115+142.2% | $4,736+59.3% | $2,440+209.2% |
| Participant deferral / active EE | $6,985 | $5,419+28.9% | $6,710+4.1% | $3,608+93.6% |
| Admin fee / account holder | $2,955 | $5,957-50.4% | $10,265-71.2% | $5,124-42.3% |