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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,651 | $106,008-85.2% | $92,240-83.0% | $147,586-89.4% |
| Participation rate | 90.5% | 80.4%+10.1pp | 76.5%+14.0pp | 82.8%+7.6pp |
| Annual return | 21.21% | 50.05%-28.8pp | 176.29%-155.1pp | 578.59%-557.4pp |
| Employer contribution / active EE | $7,046 | $4,333+62.6% | $3,680+91.5% | $4,876+44.5% |
| Participant deferral / active EE | $2,541 | $4,478-43.3% | $3,897-34.8% | $5,439-53.3% |
| Admin fee / account holder | $895 | $6,333-85.9% | $5,194-82.8% | $10,886-91.8% |