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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,957 | $148,629-87.2% | $135,982-86.1% | $139,487-86.4% |
| Participation rate | 63.6% | 83.9%-20.2pp | 81.9%-18.3pp | 80.3%-16.7pp |
| Annual return | 37.60% | 79.33%-41.7pp | 68.32%-30.7pp | 373.84%-336.2pp |
| Employer contribution / active EE | $1,138 | $5,247-78.3% | $4,859-76.6% | $4,755-76.1% |
| Participant deferral / active EE | $3,994 | $8,102-50.7% | $7,760-48.5% | $6,713-40.5% |
| Admin fee / account holder | $1,000 | $12,406-91.9% | $10,767-90.7% | $11,407-91.2% |