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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,830 | $157,304-46.7% | $141,197-40.6% | $152,909-45.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.91% | 64.34%-38.4pp | 71.41%-45.5pp | 345.46%-319.6pp |
| Employer contribution / active EE | $6,035 | $5,263+14.7% | $4,736+27.4% | $4,764+26.7% |
| Participant deferral / active EE | $14,090 | $7,111+98.1% | $6,710+110.0% | $5,851+140.8% |
| Admin fee / account holder | $1,968 | $12,126-83.8% | $10,265-80.8% | $11,601-83.0% |