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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,173 | $148,629-77.0% | $135,982-74.9% | $139,487-75.5% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 7.75% | 79.33%-71.6pp | 68.32%-60.6pp | 373.84%-366.1pp |
| Employer contribution / active EE | $4,545 | $5,247-13.4% | $4,859-6.5% | $4,755-4.4% |
| Participant deferral / active EE | $5,464 | $8,102-32.6% | $7,760-29.6% | $6,713-18.6% |
| Admin fee / account holder | $2,466 | $12,406-80.1% | $10,767-77.1% | $11,407-78.4% |