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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,633 | $78,670-48.4% | $109,173-62.8% | $85,847-52.7% |
| Participation rate | 67.4% | 68.3%-0.8pp | 75.9%-8.4pp | 69.3%-1.9pp |
| Annual return | 15.68% | 25.09%-9.4pp | 25.75%-10.1pp | 318.61%-302.9pp |
| Employer contribution / active EE | $3,016 | $2,734+10.3% | $3,723-19.0% | $2,565+17.6% |
| Participant deferral / active EE | $6,293 | $3,467+81.5% | $4,654+35.2% | $3,952+59.2% |
| Admin fee / account holder | $3,380 | $5,469-38.2% | $6,755-50.0% | $6,261-46.0% |