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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,207 | $150,447+24.4% | $136,298+37.4% | $147,586+26.8% |
| Participation rate | 85.7% | 84.4%+1.3pp | 81.9%+3.8pp | 82.8%+2.9pp |
| Annual return | 17.57% | 1049.15%-1031.6pp | 5156.27%-5138.7pp | 578.59%-561.0pp |
| Employer contribution / active EE | $10,817 | $5,256+105.8% | $4,696+130.4% | $4,876+121.8% |
| Participant deferral / active EE | $14,309 | $6,631+115.8% | $6,247+129.0% | $5,439+163.1% |
| Admin fee / account holder | $1,315 | $10,906-87.9% | $9,244-85.8% | $10,886-87.9% |