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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,517 | $167,353-55.5% | $143,797-48.2% | $134,545-44.6% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -18.21% | 0.48%-18.7pp | -0.04%-18.2pp | 418.37%-436.6pp |
| Employer contribution / active EE | $12,436 | $5,620+121.3% | $4,952+151.1% | $4,742+162.3% |
| Participant deferral / active EE | $4,445 | $6,447-31.1% | $5,638-21.2% | $6,401-30.6% |
| Admin fee / account holder | $2,525 | $18,096-86.0% | $14,679-82.8% | $11,431-77.9% |