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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,947 | $105,145-70.6% | $94,664-67.3% | $139,466-77.8% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 11.69% | 38.09%-26.4pp | 156.84%-145.1pp | 373.66%-362.0pp |
| Employer contribution / active EE | $12,780 | $4,107+211.2% | $3,673+247.9% | $4,754+168.8% |
| Participant deferral / active EE | $8,481 | $7,599+11.6% | $7,417+14.3% | $6,712+26.4% |
| Admin fee / account holder | $2,966 | $8,972-66.9% | $7,222-58.9% | $11,409-74.0% |