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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,906 | $176,077-37.0% | $159,455-30.4% | $167,518-33.8% |
| Participation rate | 72.7% | 84.9%-12.2pp | 82.8%-10.1pp | 82.1%-9.4pp |
| Annual return | 18.65% | 331.83%-313.2pp | 263.63%-245.0pp | 478.71%-460.1pp |
| Employer contribution / active EE | $1,364 | $5,298-74.3% | $4,830-71.8% | $4,838-71.8% |
| Participant deferral / active EE | $5,227 | $7,751-32.6% | $7,353-28.9% | $6,342-17.6% |
| Admin fee / account holder | $607 | $12,556-95.2% | $10,800-94.4% | $12,312-95.1% |