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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,906 | $176,105-37.0% | $159,474-30.5% | $167,536-33.8% |
| Participation rate | 72.7% | 85.0%-12.2pp | 82.8%-10.1pp | 82.1%-9.4pp |
| Annual return | 18.65% | 331.91%-313.3pp | 263.68%-245.0pp | 478.82%-460.2pp |
| Employer contribution / active EE | $1,364 | $5,299-74.3% | $4,831-71.8% | $4,839-71.8% |
| Participant deferral / active EE | $5,227 | $7,751-32.6% | $7,353-28.9% | $6,342-17.6% |
| Admin fee / account holder | $607 | $12,559-95.2% | $10,802-94.4% | $12,315-95.1% |