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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,979 | $196,972-1.5% | $182,262+6.4% | $198,609-2.3% |
| Participation rate | 68.2% | 85.7%-17.5pp | 84.2%-16.0pp | 82.4%-14.2pp |
| Annual return | 16.20% | 158.27%-142.1pp | 140.60%-124.4pp | 202.70%-186.5pp |
| Employer contribution / active EE | $1,661 | $5,364-69.0% | $5,046-67.1% | $5,055-67.1% |
| Participant deferral / active EE | $6,704 | $8,643-22.4% | $8,276-19.0% | $6,977-3.9% |
| Admin fee / account holder | $120 | $18,429-99.3% | $16,712-99.3% | $19,030-99.4% |