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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,627 | $48,235-75.9% | $68,803-83.1% | $68,490-83.0% |
| Participation rate | 25.5% | 60.7%-35.1pp | 69.0%-43.5pp | 67.9%-42.4pp |
| Annual return | -23.41% | -12.70%-10.7pp | -6.37%-17.0pp | -7.85%-15.6pp |
| Employer contribution / active EE | $731 | $1,829-60.0% | $2,656-72.5% | $2,597-71.9% |
| Participant deferral / active EE | $1,126 | $2,867-60.7% | $3,942-71.4% | $4,028-72.0% |
| Admin fee / account holder | $283 | $4,361-93.5% | $4,936-94.3% | $5,403-94.8% |