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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,760 | $167,362-78.0% | $143,799-74.4% | $134,532-72.7% |
| Participation rate | 55.6% | 84.8%-29.3pp | 80.3%-24.8pp | 81.2%-25.7pp |
| Annual return | -19.14% | 0.47%-19.6pp | -0.04%-19.1pp | 418.27%-437.4pp |
| Employer contribution / active EE | $2,265 | $5,620-59.7% | $4,952-54.3% | $4,741-52.2% |
| Participant deferral / active EE | $7,882 | $6,447+22.2% | $5,638+39.8% | $6,401+23.1% |
| Admin fee / account holder | $177 | $18,094-99.0% | $14,677-98.8% | $11,429-98.4% |